Bills, income and loans in one place

What it does

• Money out: bills that repeat monthly, twice a month, weekly, quarterly or yearly. Record what you actually paid, with a GCash, Maya or OR reference.
• Money in: record income you expect and when it arrives.
• Loans both ways: who owes you, who you owe, and every payment in between.
• History: see each month's money in and out, compare with last month, and download it as a CSV for your spreadsheet.
• Works offline: everything is saved in a database on your phone, so the app opens and works with no internet.
• Install it: add it to your home screen like a regular app on Android or iPhone.

Optional sync with Google sign-in

You can use Bayad without an account. If you want your entries on more than one device, sign in with Google and they sync through this site's server.

Bayad only asks Google for your email address and a sign-in ID. It can't see your Gmail, Drive, contacts or anything else in your Google account. Your email is used only to keep your synced entries separate from everyone else's. The Privacy Policy explains exactly what is stored and how to delete it.